Banking, Financial Services & Insurance

Powering AI-led Financial Experiences Enterprises Rely On

  • Faster approvals
  • Seamless transactions
  • Trusted decisions

We help banks, lenders, insurers, wealth management firms, capital markets players, and FinTechs modernize or build from scratch, complex financial systems. From faster approvals and real-time payments to smarter claims and stronger compliance, we combine deep domain expertise with engineering excellence, bringing real-world financial insight into every solution we deliver, supported by our niche accelerators and leadership experience across financial services transformation.

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BFSI Products Engineered

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Person-Years of BFSI Expertise

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Techno-Functional BFSI Specialists

How We Help

Improving how financial institutions process, decide, and deliver

End-to-end lending platforms for retail, commercial, SME, mortgage, HELOC, green loans, and P2P lending.

Our Capabilities

  • LOS engineering and modernization
  • AI assisted credit underwriting and decisioning
  • Mortgage and HELOC platform engineering
  • Loan lifecycle management and servicing
  • Digital borrower portals and self-service journeys
  • Fraud detection, KYC, and risk management

Proof in action

Delivered a full HELOC lending stack in 6 months, helping the client surpass first-year funding targets by 120%.

Scalable payment ecosystems that can automate a payment instructions life cycle from receipt, processing, reconciliation, settlement – both domestic and cross-border payments, and treasury visibility.

Use cases

  • Real-time payment platform engineering
  • ISO 20022 migration and multi-rail payment infrastructure
  • SWIFT integration and cross-border payment modernization
  • Payment gateway and acquirer integrations
  • AI-powered reconciliation and exception handling
  • Cloud-native modernization of legacy payment platforms
  • Treasury intelligence for real-time FX conversions and risk management including hedging decision enablement
  • Simplified beneficiary on-boarding, AML/KYC, fraud prevention
  • Enterprise, procurement and treasury payments processing including O2C and P2P lifecycles

Proof in action

Unified payment integrations across 40+ banks, 10+ PSPs, and acquirers in 80 countries, bringing real-time visibility and control.

Intelligent collections and credit risk platforms that improve recovery, reduce cost-to-collect, and support fair customer treatment.

Use cases

  • Intelligent collections platform engineering
  • AI-led delinquency prediction and early intervention
  • Omnichannel customer engagement
  • Hardship and vulnerability management
  • Agent allocation and workforce optimization
  • Comprehensive credit reporting and bureau integration

Proof in action

Improved debt recovery by 25% with a collections system that went live in 5 months.

Data-driven wealth platforms, portfolio analytics, investment advisory systems, and asset management modernization.

Use cases

  • AI powered customer onboarding, KYC/AML, customer risk profiling
  • Simplified workflows to tailor customer portfolios aligned with their investment goals
  • Model portfolios and benchmarking customer portfolios against models
  • Performance computation, monitoring and portfolio re-balancing
  • Portfolio risk modelling and advisor platforms
  • Investment research repositories and market data integration
  • Real-time portfolio dashboards
  • Alternative assets lifecycle engines
  • ESG reporting and impact investment automation
  • Managed services for asset management platforms
  • Efficient asset servicing workflows and time corporate actions processing

Proof in action

Supported a U.S. financial advisory ecosystem with 800+ financial advisors, $30B+ AUM, and research coverage across 27,000+ global tickers.

Front-to-back technology engineering for trading, portfolio risk, settlement, reconciliation, and regulatory reporting.

Use cases

  • Smart order routing and trading platforms
  • Portfolio management and risk analytics
  • Middle-office integration and collateral management
  • Settlement automation including cross border settlements
  • Regulatory reporting across EMIR, MiFID II, FRTB, and related frameworks
  • LLM-based contract obligation and liability extraction

Proof in action

Built a Bloomberg-compliant equity financing platform for a U.S. FinTech operating in a multi-trillion-dollar market.

End-to-end insurance technology for policy administration, claims, billing, underwriting, and digital distribution.

Use cases

  • PAS engineering and re-engineering
  • Claims management and AI-driven damage detection
  • Workers’ compensation platforms
  • Billing, collections, and payment integrations
  • AI assisted policyholder support and servicing
  • Configurable SaaS platforms for P&C/General insurers

Proof in action

How we helped reduce claims journey costs by 30% through AI-powered claims management.

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Product engineering for challenger banks, digital banks, PSPs, RegTechs, InsurTechs, SaaS providers, and financial platforms.

Use cases

  • MVP/MMP acceleration
  • Digital banking platform engineering
  • Mobile banking QA and quality engineering
  • Open API creation and leverage to foster open banking led innovation
  • ESG and sustainability reporting platforms
  • SaaS/cloud re-platforming and product sustenance

Proof in action

We engineered an open banking financial wellness platform where 90%+ users found the experience intuitive for managing finances.

Modern treasury and finance technology for real-time cash visibility, automated reporting, and operational resilience.

Use cases

  • Treasury data modernization
  • TMS integration and automation
  • AI-powered reconciliation
  • Finance process automation
  • ERP finance module integration
  • Regulatory and compliance reporting

Proof in action

We replaced manual treasury reporting with automated, error-free reporting for a leading U.S. mortgage company.

Infrastructure, APIs, and integrations that help businesses embed financial services into customer journeys.

Use cases

  • Banking-as-a-Service platform engineering
  • Embedded lending and BNPL
  • Embedded payments and merchant finance
  • Open finance and consent management
  • In-app payments, payouts, and platform finance
  • Partner integration across banking, retail, automotive, hospitality, and marketplaces

Proof in action

Built an open banking platform enabling consent management, real-time direct debit, and intelligent clearance for an Australian FinTech.

AI in Action

Putting intelligence where financial operations need it most

Credit and Risk Decisioning

Credit and Risk Decisioning

AI-assisted scoring, alternative data analysis, fraud detection, and loan decisioning

Customer Onboarding and KYC

Customer Onboarding and KYC

Agentic AI for document extraction, validation, reconciliation, and compliance checks

Reconciliation and Exception Handling

Reconciliation and Exception Handling

Autonomous matching, variance classification, and real-time exception workbenches

Claims and Policy Intelligence

Claims and Policy Intelligence

AI-driven damage detection, claims triage, policy servicing chatbots, and document intelligence

AI Driven Research and Portfolio Construction for Asset Managers

AI Driven Research and Portfolio Construction for Asset Managers

AI-driven research life cycle for thematic & quantitative screening, fundamental analysis, valuation modeling, and portfolio construction with confidence-scored recommendations, natural language portfolio queries, and GenBI visualization

Compliance Intelligence

Compliance Intelligence

Regulatory change monitoring, automated compliance checks, audit-ready reporting, and policy adherence

Legacy Modernization

Legacy Modernization

GenAI-assisted analysis of legacy codebases, dependency mapping, and modernization blueprinting

Where We Delivered Impact

Turning complex financial operations into measurable business outcomes

Focus Area
What We Enable
How We Deliver Impact
Faster Decisions
Faster Decisions

Accelerate decisions across lending, underwriting, claims, treasury, and investments

Real-time credit/KYC integrations, AI-assisted risk assessment, faster approvals and settlements

Modernized Core Platforms
Modernized Core Platforms

Move beyond fragmented legacy systems without disruption

Cloud-native LOS, LMS, PAS, TMS, payment hubs, API-led modernization, scalable architectures

Real-time Visibility & Control
Real-time Visibility & Control

Provide business teams with timely, actionable insights

Unified dashboards, near-real-time reporting, reconciliation, and performance intelligence

Smarter Compliance & Risk Management
Smarter Compliance & Risk Management

Embed compliance and risk control into everyday workflows

Automated compliance checks, audit trails, regulatory reporting, access controls

Lower Manual Effort, Higher Efficiency
Lower Manual Effort, Higher Efficiency

Reduce operational overhead and improve productivity

Automation across reconciliation, onboarding, reporting, collections, and claims processing

Faster Product Launches
Faster Product Launches

Accelerate go-to-market for financial products

MVP/MMP acceleration, SaaS re-platforming, API/microservices enablement

Better Customer & Advisor Experiences
Better Customer & Advisor Experiences

Improve engagement across digital and assisted journeys

Borrower portals, policyholder apps, advisor dashboards, omnichannel experiences

Who We Serve

Meet Our Industry Leaders

Practitioners who understand the business behind the technology

Pradeep Vancheeswaran

Pradeep Vancheeswaran

Director - BFSI Global

Experion Technologies
Srilal Nampoothiri

Srilal Nampoothiri

Director - Delivery Services

Experion Technologies
Nilesh Sathyavageeswaran

Nilesh Sathyavageeswaran

Senior Manager - Business Solutions, BFSI Practice

Experion Technologies

Experion Stories

Real solutions. Real outcomes.

90% Faster Loan Processing for a Leading U.S. Mortgage & Lending Platform

90% Faster Loan Processing for a Leading U.S. Mortgage & Lending Platform

Modernized lending operations with a cloud-based LOS/LMS platform that accelerated processing, reduced risk analysis time, and improved data traceability.

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Data Analytics-powered Investment Advisory Services and Reporting Platform

Data Analytics-powered Investment Advisory Services and Reporting Platform

Experion developed a comprehensive investment advisory services platform powered by data analytics for a leading financial consulting organization in the US. The client employs more than 1000 financial advisors who manage over $30 billion in assets.

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Developing Intelligent Matching System for Equity Trading Company

Developing Intelligent Matching System for Equity Trading Company

The client was an early-stage company engaged in derivatives trading. The organization needed a desktop application that could be used by both the users and service providers to match the trading requirements of both the demand and supply sides.

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Testimony

Client Outcomes, in Their Words

Client Testimony Image

“Experion Technologies has performed excellently with respect to project management.”

Experion supplied software development resources to a mortgage banking company, building custom software and expanding the client’s platforms using .NET, Angular, and Azure.

SVP, Mortgage Company

Client Testimony Image

“They’re an excellent company. I’m really impressed with them.”

Experion developed a WordPress website and custom web app to help financial advisors compare client portfolios, supported by a PostgreSQL database and Tableau analytics.

Director of Special Projects, Fintech Strategies Firm

Client Testimony Image

“Their project managers communicate effectively and properly set and maintain expectations.”

Experion built a claims management system from existing wireframes and supported additional applications using React Native, .NET, and Power BI.

 

President & COO, Insurance Adjusting Firm

Client Testimony Image

“They jumped on a fairly aggressive project … but they never backed off.”

Experion designed and developed a Windows C# platform with a web-based server to support a peer-to-peer equity finance marketplace connecting buyers and sellers.

CEO, Fintech Company

Contact Us

Let's Build Smarter Financial Platforms

Let’s build financial platforms that move faster, decide smarter, and stay ready for what’s next